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Frequently Asked Questions
What documents are usually needed?
Expect income, assets, credit, and property documentation; exact items vary by program.
How long does the process take?
Timelines vary; factors include appraisal, title, underwriting, and your responsiveness.
What affects my monthly payment?
Loan amount, term, property taxes, insurance, and HOA dues (if applicable).
Can I pay extra toward principal?
Many loans allow additional principal payments; verify any prepayment terms.
Will guidelines change?
Program rules and availability may change; a licensed professional can review your options.
