What’s the secret to scale the growth of your business?
You must get intentional about what you want to achieve by setting goals and working daily towards those goals. It’s not enough to wish for it.
It comes down to basic steps that you must commit to. Start with these simple steps to get started…
⭐️ Define your Goal - What is your goal? Write it down. Look at it every day. Visualize it, talk about it, work towards it every day. The person who knows their goals, their numbers required to achieve their goal and the steps to achieve it will succeed infinitely more than the person who simply wishes to do better.
⭐️ Time-block your schedule - have time set aside for each task you must do and each task you regularly do. And most importantly honor and follow your schedule
⭐️ Celebrate the process, not just the progress. It’s not enough to celebrate once you’ve achieved your goal. The joy must be in the journey.
Scaling your business comes down to defining your goal, the daily disciplines and the joy in the journey.
Nothing is impossible. We each define our success and our journey by our discipline and commitment.
What do you need to do now to ensure you achieve your goal of scaling your business?
#Realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #realtorlife #loanofficers #loanoriginator #performancecoach #goalgetter
The right mortgage program for you may not be the same mortgage program that’s best for your friend.
Too often, homebuyers are only provided with the standard options, when there are thousands of mortgage programs available.
You have to have a lender who is focused on providing the best options for your short and long-term goals. That requires a consultative approach where they are asking questions, not only about your income, credit and assets, but also about…
💵 Home ownership goals
💵 Investment goals
💵 Tax plan if you’re self-employed
💵 Real Estate investment goals
💵 Retirement plan
Purchasing home not only provides you shelter, it is an investment in your future. It can be the beginning of your future financial wealth building.
Make sure you’re partnered with a great Realtor and trusted, local Loan Officer to help you achieve your goals.
#realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #mortgagerates #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #realestateinvesting #realestatetips #homebuyingtips #realestateinvestment #firsttimehomebuyer
In today’s market, the key to success in business, life and relationships is communication.
It is the key to building relationships, influencing others and creating an impact in your life and business.
In your business, your communication with your clients and business partners, is critical to your success.
Create a rhythm of communicating, that includes…
✨ State of the Market - your clients and partners want to hear from you about what can impact them
✨ Milestone Update - providing clear updates throughout the process of what’s going on
✨ Lead Updates for your Partners - you’re updating them on the core of their business
✨ Status Update - these can occur at a set time each week, providing them with an expected and consistent update
✨ Checking In - while these may feel like random to your clients and partners, you can have these scheduled in your calendar
Communication is the crux of our business. We need it. We rely on it. Fortunately, we can communicate via phone, text, voice text, video text, DM, and the list goes on.
How can you create and schedule more opportunities to communicate?
#realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #mortgagerates #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #realestateagent #austinrealtor #katyrealtor #cypressrealestate #katyrealestate #secrettosuccess
The best time to buy a home could be this Summer.
If you’re thinking of purchasing your first home or your next home, you need to connect with your Realtor and a trusted, local Loan Officer now.
Your Loan Officer will have you complete an application to start the process and…
🏡 Review your Income and Assets
🏡 Analyze your Credit and suggest ways to improve it
🏡 Determine your Monthly Payment goal and the maximum amount you’re comfortable with
🏡 Provide you with Down Payment options best suited to your needs
🏡 Create a plan tailored to your short and long-term goals
It’s important to prepare for the purchase of your home, to ensure a smooth and efficient process, with a team of professionals guiding you through each step of the way.
#realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #mortgagerates #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #realestateinvesting #buyahome #mortgagepreapproval #homebuyingtip #firsttimehomebuyer #katyrealestate #katyrealtor
The secret to gifting is more than just buying and giving an object.
Gifting is an art and a science. It is critical to business owners and leaders to understand the value of gifting to your clients, your team, your colleagues and your business partners in your community and beyond.
We give people gifts to…
🎁 Show our gratitude
🎁 Celebrate an occasion
🎁 Express the value they have in our lives
🎁 Show our love
Make sure you show others what they mean to you by celebrating them with a gift you choose especially for them!
#Realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #mortgagerates #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach
How will you show up today?
We get to choose. I hope you choose to live the life you were created to live.
#realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #realestateinvesting #mindsetmatters #mindsetquotes #performancecoach
What’s the secret of high performers? It’s not their talent, their status, their financial stability or their followers.
The top 5 qualities of high performers are…
💪🏼 Commitment to Learning
💪🏼 Problem-Solving
💪🏼 Self-Direction
💪🏼 Strategic Thinking
💪🏼 Initiative
High performers take the initiative and focus on improving themselves, creating opportunities for themselves and those around them.
What are you invested in learning right now?
#realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #mortgagerates #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #realestategrowth #growthmindset #growthmindsetcoach #performancecoach
The big news for mortgages this Spring has been the reduction of payments for FHA Mortgages.
The monthly mortgage insurance premiums have been reduced which lowers your monthly payment. It’s important for todays homebuyers in our market who are buying in a tighter market with less options and higher interest rates.
We see more people using FHA for their financing now than we ever have. There’s a few reasons why…
🏡 Interest Rates are lower
🏡 Qualifying is easier
🏡 Credit score requirements are lower
🏡 You need less money for a down payment
Did you know you can purchase a $489,000 home and only put 3.5% down with a FHA loan?
Talk with your trusted Mortgage Loan Officer to see if a FHA Mortgage is the right solution for you.
#realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #mortgagerates #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #realestateinvesting #homebuyingtips #firsttimehomebuyers
What’s the secret investment that has the most consistent rate of return?
✨Real Estate✨
And it doesn’t take an enormous savings account or a financial advisor to get started.
The most common ways to invest in Real Estate are some of the most simple and straightforward.
🏠Long Term Owner - live in the home you purchase indefinitely
🏠Fix and Flip - renovate a home and live in for 2 years or less
🏠 House Hack - purchase a home (single family, duplex, 3 or 4 unit property) to live in and rent out the extra bedrooms or units
🏠Serial Move Up - purchase a home to live in for 2+ years and invest your earned equity in your next home
🏠Typical Home Buyer - purchase and live in the home until your needs change (3-5 yrs) investing the earned equity in your new home
Your local Realtor and trusted Loan Officer can guide you through the process to buy your first home or your next home.
With their experience and knowledge of the marketplace, you can understand the history of value increases in the neighborhoods you are interested in, as well as the loan programs best suited to get you into your new home.
#realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #mortgagerates #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #realestateinvesting #realestatetips #realestateadvice #househacking #homebuyer
If you want to succeed in life and business, you have to be part of a community invested in you, your business and your personal and professional success!
We all know our vibe determines our tribe but equally important, our tribe determines our vibe! ✨
I loved spending the last 3 days with 1,200+ of our closest Fairway family and industry partners, as we invested in learning, growing, collaborating and celebrating each other and the lives we have impacted.
Choose to be around people committed to you, committed to serving, committed to creating an impact…and with those things, committed to your success!
In this market, we have to BE BOLD! How are you being BOLD? ✨
#Realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #bestplacetowork #bebold #noborrowerleftbehind #fairwaynation #fairwayindependentmortgage
What’s the one thing you must about know before applying for a mortgage?
TRIGGER LEADS
A Trigger Lead can cause you to receive dozens of unwanted phone calls and texts within 48 hours of applying for your mortgage.
When you complete your loan application, your lender pulls your credit. That credit inquiry triggers the national Credit Reporting Agencies (Experian, Trans Union, Equifax) that you are shopping for a mortgage. The credit bureaus – Experian Trans Union and Equifax - take your information and turn it into a trigger lead that is sold to other lenders.
Here’s how you can STOP this from happening to you.
✅ Go to optoutprescreen .com or call 1-888-5-OPT-OUT to opt out for five years OR permanently. Requests to opt out are processed within five days, but it may take several weeks before you stop getting prescreened offers. OptOutPrescreen is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-Out of firm offers of credit or insurance.
✅ Go to donotcall .gov� or call 1-888-382-1222 from the phone you want to register. If you register your number at DoNotCall .gov, you’ll get an email with a link you need to click on within 72 hours to complete your registration. It can take up to 31 days for sales calls to stop.
Even if you’re not applying for a mortgage currently, it would be wise to Opt Out, to save you from the hassle that is trigger leads.
#Realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #mortgagerates #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #realestateinvesting #buyahome #homebuying #homebuyingtips
The secret to growing your impact on social media is there is no hack. You are building relationships - just like in real life.
Is your goal to use social media to grow your business? Then there are a few things you have to do to build relationships, a presence and a brand.
✅ Know yourself and your brand - people want to know a person and work with someone they know, like and trust
✅ Be consistent in posting - find the time of day that works best for you (mine is in the morning)
✅ Engage with others every day by commenting, liking, replying - be a friend to others - social is like real life because social is real life
✅ Stop selling and start bringing value - no one wants to be sold - they want to engage, they want to learn, they want to be entertained
✅ Have fun - your mindset comes across in everything you do - make sure you’re having fun
Social media is not a passing fad. It is how people learn, work and connect. Make your focus connecting, engaging and creating impact!
#Realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #mortgagerates #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #socialmediatips
The secret to reduce your home’s monthly mortgage payment could be simpler than you think!
If you’re one of the more than 10 Million people who purchased a home between 2019 and 2020, you may have more equity in your home than you think.
Having your Mortgage Servicer remove your PMI (Private Mortgage Insurance) could be the fastest way to reduce your monthly budget and put more money back in your pocket.
💰 Review your monthly Mortgage Statement to see your Current Mortgage Balance and your PMI payment
💰 Contact your trusted, local Realtor for an estimate of your homes Current Market Value
💰 If your Current Mortgage Balance divided by your Current Market Value is 80% or less, contact your Mortgage Servicer to obtain and follow their steps to remove your PMI
You could be closer than you realize to reducing your monthly expenses!
***Remember, PMI is for Conventional loans. FHA loans are different and have different rules.
#realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #mortgagerates #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #realestateinvesting #budgettips #realestatehouston #realestatetips #mortgagetips #womeninrealestate
The 3 things you must know when buying your new home will make a difference in what you pay and what your monthly payment is.
When you’re considering a newly built home, you need to consider the following:
🏡 Upfront costs including window coverings, appliances, grass in the backyard, landscaping
🏡 Property Taxes - in most areas, the property taxes are 50-100% higher than for an established neighborhood
🏡 HOA Dues - Homeowners Association Dues and Fees are typically higher in newer neighborhoods
Buying a home has many important factors to consider. The price of the home, interest rate and closing costs are critical. But remember to ask about the other pieces of the puzzle.
Your trusted, local Realtor and Loan Officer will be your best guide through the process.
#Realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #mortgagerates #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #realestateinvesting #buyinganewhome #newconstruction #buildahome #texashomes #homebuyingtips #buildyourhome
Cheering on our @uhcougarmbk for their final home game of the season! #gocoogs
One of the keys to growing a successful business is branding yourself.
It’s not enough to simply have the best product or the lowest price. In fact…believe or not…that’s not why people choose to do business with you.
People choose to work with the person, team or company who has branded themselves best in the market.
Are you the most known in your market? Here are some tips to get you started.
✅ Define your market - what geographic area or online demographic do you want to work with?
✅ Define you…yes, you! Determine who you are in your industry and what sets you apart?
✅ Define your traits - what 3 factors define your business? Ask yourself, ask those closest to you and come up with those core 3.
✅ Brand yourself consistently in everything you do. Ask yourself before you send an email blast, create a social post, host an event…is this who my brand is?
✅ Be you! Be that brand. Own it. Create opportunities for people to see that on social, at events, in your marketing.
Become the best known person in your space. Bring value to others. Be known!
#Realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #mortgagerates #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #entrepreneurlife #entrepreneurmindset #branding #growyourbusiness
Is now the right time for you to buy a home? There are many programs available that make it easier to purchase a home than you may think.
You will want to talk with your Realtor and Lender to see which one is best suited to you…
🏡 Conventional 3% down
🏡 FHA 3.5% down
🏡 VA Zero down
🏡 Second Lien to reduce your out of pocket
🏡 Down Payment Assistance with up to $30k+ towards down payment and closing costs
With so many programs available, it’s important to talk with a trusted, local Loan Officer to know what mortgage options are available to you. You may be able to close on your new home with less money than next month’s rent payment!
#Realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #mortgagerates #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #realestateinvesting #buyahome #firsttimehomebuyer #firsttimehomebuyers #mortgagetips #mortgagerates
If you want to go from solopreneur to CEO, you must change your mindset and the words you use. That means removing words like “I” and “me” from your vocabulary and replacing them with “we” and “us.”
Listen to the words you use…do you always refer to yourself? Call me? I will take care of you?
When “you” are always the solution, your clients and community don’t see you as a team that can handle all of their needs.
Try replacing “I” with “we” and “me” with “us”.
✅ We are happy to take on that challenge.
✅ Our team is ready to serve you.
This shift can literally change you and your business.
What could happen if you shifted the focus from you to others?
✨ Create new possibilities for growth
✨ Encourage collaboration instead of competition
✨ Foster an atmosphere of growth
✨ Ensure success far into the future
When you shift away from individual-centered thinking, you open yourself up to more possibilities than ever before.
Who do you know that needs to hear this?
Tag them below ⬇️ or share ↗️
#Realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #mortgagerates #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #realestateinvesting #ceomindset #realtorlife #loanofficers
What’s the secret Real Estate Investors know to build their portfolio faster? You have to have a plan to grow beyond just 1 or 2 properties.
If your goal is to expand your portfolio to replace your current income while building generational wealth, you have to make your money and your profits work for you.
Consider these tips…
🏡 Buy 2-3 smaller homes to start vs 1 larger one
🏡 Use your excess cash flow each month and pay it all towards property 1, to pay it off faster
🏡 Leverage the equity you have in property #1 as down payments for your next properties
🏡 Shift all your cash flow to pay down property #2
🏡 Leverage the equity you have in property #2 as down payments for your next properties
🏡 Repeat all of the above over and over
You need a great, local Realtor, a savvy Loan Officer experienced in Investment Property financing and a trusted CPA to ensure you’re getting the most value each step of the way.
How many properties do you want in your Real Estate portfolio?
#Realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #mortgagerates #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #realestateinvesting #investinrealestate #realestatetips #realestateadvice
One of my greatest joys is being able to work with two of my daughters.
You raise your children to be loving, kind, strong, independent, and the list goes on. To have them choose to work alongside you, is an honor and responsibility I don’t take lightly.
Each day is a joy and a great experiment…
✨ I witness their successes and their opportunities daily
✨ I learn from them as much as I teach them
✨ I see them from a different lens
✨ They make me a better leader
✨ I am their biggest cheerleader and they are mine
It’s not easy…there were days, early on, where we wondered if this was going to work. But after 8+ years and seeing the success we have achieved together, I know it’s been the best decision for each of us!
What about you? Do you work with family?
#Realestate #mortgage #loanofficer #mortgageloanofficer #loanofficerlife #thewoodlandsrealestate #entrepreneur #houston #houstonrealtor #houstonrealestate #thewoodlandsrealtor #homeownership #katyrealestate #localrealtor #businesscoach #realestatecoach #realestatecoaching #mortgagecoach #workwithfriends #bettertogether #proudmom #workingmom #womensupportingwomen #womeninbusiness #womenentrepreneurs