What I know about the achievers in this market comes down to one word.
It’s what our weekly coaching starts with every Monday. You must have an unwavering commitment to it.
📈 Success isn’t just about setting goals; it’s about staying accountable to those goals, focused on systems, and embracing the processes necessary to achieve your goals.
💡 Accountability breeds Consistency: The key to unlocking massive success lies in consistency. It’s not just about sporadically chasing your dreams; it’s about showing up every day, regardless of the circumstances. They understand that greatness is built on a foundation of discipline and perseverance.
💪 Embracing Growth through Accountability: The path to success is filled with challenges and setbacks. Accountability fuels their resilience, propelling them towards their highest potential.
🌟 Set clear goals, create effective systems, and most importantly, hold yourself accountable to them. Embrace the growth, consistency, and resilience that accountability brings, and watch as you soar to new heights in your journey.
The road to success might be challenging…especially today. It’s YOUR responsibility to surround yourself with excellent people, and keep those people accountable. Be selective about whom you keep close, and who doesn’t qualify for your inner circle. 💥💫
What’s the secret to growing your business, no matter the market?
It’s not about networking. It’s about building relationships on a larger scale (think more people) but with intentionality.
That was a hard lesson for me to learn, as I was young and new to the business world.
My boss told me I needed to go to as many networking events as possible, collect business cards, build my Rolodex…yes we used those back then…think contacts. 🏼🏽
I hated it. I wasn’t good at it. I didn’t like networking because it felt so fake to me. What I learned was it was all about the relationships, and ultimately a community. It wasn’t a race to the top, it was an opportunity to grow my circle of friends.
The benefit of building a community is while you are meeting countless people, you are engaging with people you like, you are connecting others and building your brand. And while you are building your brand, you are creating value for the people in your circle and beyond.
As you grow your business and your brand, focus on… 🏼🏽 Finding your tribe 🏼🏽 Building relationships 🏼🏽 Engaging with intentionality 🏼🏽 Creating a community 🏼🏽 Hosting events bringing your growing community together - start small - your first events may only have 5 people - that’s ok, in fact that’s good 🏼🏽 Celebrating your new friends
Through being intentional with relationships, you are engaging with more people, having fun while investing in the long-term growth of your business and theirs.
Your business will grow when you focus on building your community and along the way, creating and growing your brand. The relationships you create will become your community, enrich your life and grow your business, along the way.
Try the 15-5-5-10 method! 📈 It’s a simple yet effective approach to building valuable relationships and ensuring your growth. Here’s how it works:
1️⃣ 15 face-to-face meetings each week: Make it a priority to meet 15 people in person every week. Connect, collaborate, and unlock new possibilities!
2️⃣ 5 “break breads” with purpose: Gather your team or industry peers for meaningful meals with specific objectives. 🍽️🤝 Whether it’s brainstorming or team building, breaking bread together fosters stronger bonds and boosts productivity.
3️⃣ Share 5 videos on social media: Showcase your expertise and expand your reach by creating and posting 5 videos related to your business or industry. 🎥🌐 Engage with your audience, build your brand, and stay at the forefront of their minds.
4️⃣ Send 10 hand-written cards or notes: Stand out from the digital noise by sending personalized, heartfelt messages. 💌 Strengthen your relationships, show gratitude, and leave a lasting impression that sets you apart.
By implementing the 15-5-5-10 method, you’ll turbocharge your business and pave the way for future success. 🚀
Texas Lawmakers made the most significant changes to the property tax laws this summer! It is a game-changing transformation that’s set to revolutionize the way you pay property taxes and put more money back into your pocket!
🔹 Revamped Property Appraisal System: Say hello to a fairer appraisal system! Texas lawmakers have implemented a comprehensive revamp, ensuring that property valuations are more accurate and reflective of market realities. 📈🏘️
🔹 $100,000 Homestead Valuation Reduction: Homeowners claiming a homestead will now enjoy a $100,000 reduction in property valuation! This means lower property taxes for you, leading to reduced monthly payments and extra savings in your pocket. 💰🔒
🔹 Statewide Benefits: These changes aren’t just limited to a few lucky homeowners – they’re designed to benefit ALL Texas homeowners and homebuyers! By reducing property taxes, lawmakers are making homeownership more affordable and accessible across the state. 🌎🌟
🔹 Championing Lower Income Families: The biggest beneficiaries of these reforms are lower income families. By significantly lowering property taxes, we’re empowering families to keep more of their hard-earned money while still enjoying the pride of homeownership. 💙🏡
💥 The Bottom Line: These changes will result in an $18 Billion Dollar benefit for Texas homeowners! 🚀💪
What’s the most common mistake I see with Realtors and Lenders making in today’s market?
It’s not going all in on your business. It’s allowing your fear of what’s to come, hold you back from the opportunities in front of you!
Here’s the truth: it’s actually those who go all in on their business, branding, and marketing efforts that are truly crushing it in today’s ultra-competitive landscape.
Now is the time to evaluate your business!
✅ What does your business plan and your vision look like for the remainder of this year? What about next year?
✅ How are you investing in your partners and community? Do they see you and hear from you? Now is not the time to slow down your efforts, rather you must be more visible than ever before.
✅ What does your branding look like? Investing in strengthening your brand by being omni-social…everywhere…is critical! In today’s digital world, there are countless opportunities to reach and engage with your target audience. By going all in, you’ll increase brand visibility, generate leads, and ultimately drive more business.
My challenge to you is to reframe the perception of a slowdown. Instead of pulling back, view it as an opportunity to invest your time, energy, and resources into your business, branding, and marketing. Be the one who goes all in, and watch as your business thrives while others struggle to catch up.
Searching for a New Home sometime in the next 2 years? Then, the time is now to take advantage of a Soft Credit Pull to start that journey.
It’s essential to be well-prepared when it comes to your mortgage plan.
🏠 One tool that can help you navigate the process smoothly is a soft credit pull. Let’s dive into why it’s a game-changer!
✅ Understanding Your Financial Situation: By allowing us, your mortgage lender to perform a soft credit pull, you gain valuable insights into your creditworthiness without affecting your credit score.
💰 A soft credit pull helps you understand where you stand financially and what mortgage options may be available to you. It’s like having a sneak peek into your financial future!
🛠️ Crafting Your Perfect Mortgage Plan: with the knowledge from a soft credit pull, you can work closely with us to create a customized mortgage plan that suits your unique needs.
Whether it’s finding the best interest rates, determining your ideal loan program, or calculating a budget-friendly monthly payment, a soft credit pull gives you the power to make informed decisions every step of the way. 📊💡
Your ultimate secret weapon in the home-buying process is the Realtor you choose.
They are your greatest asset!
1️⃣ Expertise: Realtors live and breathe real estate. They possess in-depth knowledge of the market trends, neighborhoods, and pricing strategies, ensuring you get the best deal possible.
2️⃣ Negotiation Ninja: Realtors are skilled negotiators who will fight to get you the best price for your dream home or maximize your profit when selling.
3️⃣ Time-Saver Extraordinaire: Say goodbye to countless hours spent searching for listings or dealing with paperwork.
4️⃣ Network Powerhouse: Realtors have an extensive network of industry professionals at their fingertips, from the best mortgage lenders to home inspectors. They’ll connect you with trusted experts, making your experience seamless and stress-free.
5️⃣ Emotional Support: Buying or selling a home can be an emotional rollercoaster. Your Realtor becomes your cheerleader, guiding you through each step, providing support, and keeping you going when you’re ready to call it quits.
Don’t go through this journey alone or with a sub-par Realtor! There are amazing ones out there ready to insure the best experience and be your ultimate asset. 🤝💼🏡
What was the secret that unlocked my opportunity to build a thriving business and lead a fulfilling life?
It came down to stopping the drain of networking and embracing a lifestyle and business built on relationships.
Relationships are the key to a successful business but the benefits go far beyond increasing your numbers.
🌟 Cultivate Trust and Loyalty Networking may be focused on short-term gains, but relationship building is all about the long game. By investing time in building meaningful connections, you create a foundation of trust and loyalty.
🌟 A Supportive Community Relationship building creates a strong support system that can help you navigate the ups and downs of entrepreneurship.
🌟 Collaboration and Learning One of the greatest aspects of relationship building is the potential for collaboration and continuous learning.
🌟 Personal Growth and Fulfillment Building relationships isn’t just about business wins; it’s a source of personal growth.
Success is about building a business and life that are truly fulfilling!
Share your thoughts on relationship building vs. networking in the comments below!
Big thanks to @juliepetersvp for inviting me to that Networking Luncheon. Forever grateful for our friendship! 💗
Do you panic or celebrate when home prices increase?
Just like stocks and other financial assets, homeowners should view their homes as investments that can appreciate over time. When home prices increase, it’s a reason to celebrate the growth of your asset.
📈 Rising home prices means you’re building equity in your property. Equity is the portion of your home’s value that you truly own, and it can be a significant source of wealth.
🔒 As home prices rise, it often indicates a stable and healthy real estate market. This stability is assurance that your investment is growing in value.
💪 Increasing home prices can create opportunities for homeowners to leverage their equity. You can access your home’s increased value through refinancing, home equity loans, or lines of credit to fund other ventures or investments.
🏡 Higher home prices can offer you the opportunity to upgrade to a more desirable property or neighborhood.
When home prices increase, it means your investment is paying off. It’s a reason to celebrate your success as a Homeowner / Real Estate Investor.
No matter where you are in your career…starting out, starting over or at the pinnacle of success, there are rules to success.
We all need standards we hold ourselves to, in order to stay the course. 🌟Know your worth. 🌟Know your vision. 🌟Have a clear plan. 🌟Attract those that align. 🌟Never settle. 🌟Stay focused on the long game. It’s the only one worth playing.
Want to reduce your mortgage payment and build wealth at the same time? By eliminating your Private Mortgage Insurance (PMI), you can free up some extra cash each month that you can use to pave your way towards a better financial future.
🔎 PMI, also known as Private Mortgage Insurance, is typically required if you put less than 20% down payment on your home. While it provides valuable protection to your lender, it can add a significant chunk to your monthly mortgage payment.
💡 Here’s how you can eliminate your PMI:
1️⃣ Re-evaluate your home’s value: As you pay down your mortgage and your home’s value increases, you may reach a point where your equity surpasses the 20% mark. When that happens, it’s time to take action! Contact your Mortgage Servicer to determine if you’ve reached the magic number.
2️⃣ Submit a formal request: Once you’re confident your home’s equity has reached or exceeded 20%, submit a formal request to your lender to cancel your PMI.
3️⃣ Crunch the numbers: Once your PMI is eliminated, calculate the exact amount you’ll be saving each month.
This newfound cash can be a game-changer for your financial future! You can use it to…
✅ Build an Emergency Fund
✅ Pay off High Interest Debt
✅ Invest in your Future with a 401K, Roth or IRA
✅ Renovate or Upgrade Your Home
bt, you’ll improve your credit score and free up even more money in the long run.
Eliminating your PMI is the first step towards financial freedom. By using these savings wisely, you have the power to build wealth and secure a better future!
The biggest question in Real Estate today is, “Should I buy a home now or wait for rates to drop?”
Our savvy Real Estate Investors and high net worth clients are still buying. And they’re buying because they understand the economics of it. They look at Real Estate as not just a place to live, but as part of their investment strategy. And you can, too.
Let’s break it down… $400,000 house 🏡 with 10% down = $40,000 initial investment 💰
🏡 $400k house appreciates at a super conservative 3% per year over 5 years (15%) The home value has now gone up in value $60,000 which equals a 150% return on your investment!
🏡 Not to mention some of the money you are paying towards the mortgage is applied to the principal balance of the mortgage. Where else can you get 150% ROI?
Homeownership is the best investment out there, in my opinion.
🏡 Yes, interest rates are higher right now, but it’s temporary. The opportunity cost/loss of waiting far exceeds the difference in rates.
🏡 The question I have for you is would you rather have the 15% appreciation on a $400k house or a $600k house?
🏡 3% annual appreciation on a $600k home equals $18,000, The difference in interest paid between a 7.5% loan and a 5% loan annually is $10,583. That’s a benefit of $7,417 in to you.
🏡 Everything we’re hearing is rates will come down, likely next year. Real Estate Values (prices) will raise more when that happens.
Be bold and follow the math. This is the time when you should be buying, when there is fear in the market.
If you are ever going to push yourself on something, push yourself on Real Estate. Get uncomfortable. A big chunk of my wealth has come from pushing myself on my Real Estate.
So the answer to the question, “Should I buy a home now or wait for rates to drop?” is a resounding yes…you should buy!
Who you choose to do life with is more impactful than you may realize.
In business and life, it’s important to surround yourself with people who bring out the best in you. People who are improving themselves, who are invested in making an impact. People who don’t look at success as an individual sport, but rather an opportunity to collaborate, share and bring value to those around them.
The group we have is just that. It has been curated with intentionality. It is cultivated daily, by each of the people part of our tribe.
I was able to spend the day with these guys yesterday…they are truly some of the very best at what they do. In the past 3 years we have done $1 billion in home financing in the Greater Houston market.
It’s rare air in this office. But it’s also the most collaborative space you could have the opportunity to visit.
I am humbled daily to serve each of them, their teams and the other amazing Loan Officers who are part of our small, curated, phenomenal tribe.
I hope you have a group like this. I hope you are being encouraged and loved and served by your colleagues.
Not one of us is like the other. And yet, we are a family who is intent on being the best we can and making sure each of the people we work alongside are the best they can be.